Do you know who is offering stated income loans in Los Angeles, California? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.
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Stated Income Lenders: Who Is The Biggest? In today’s market, many of the biggest banks no longer have "mass" stated income loans. They will have different names for their stated income loans and they make them available to only a few people – for example "doctor loans" where a doctor can just say how much he makes and get a loan.
Lenders who offer stated income mortgages aren’t qualifying borrowers nonchalantly. Borrowers need to have good credit scores, plenty of cash reserves, and a large down payment. Many stated income loans are based on the equity position of the property, which means that the more the borrower puts down, the easier it’ll be to get the loan.
state and local laws and regulations that govern its business; developments in the secondary markets for the Company’s.
Stated income loans are usually intended for self-employed borrowers or those who might otherwise have problems documenting their income. And although stated income loans requires less document verification, the source of the income itself must still be verified.
current fha home loan rate · Current interest rates for a 30-year fixed FHA refinance are hovering around 3.5 percent, according to Mortgage News Daily. If an FHA refinance sounds like a good fit for you, visit the U.S. Department of Housing and Urban Development website’s lender list to find an FHA-approved lender near you.
Yes, we offer full Stated Income Loans & Stated Income Jumbo Loans from $150k to $5 Million! These loans are for borrower’s who prefer NOT to qualify with bank statements or tax returns. These stated income loans have NO income requirements. We offer these for primary residences and investment properties.
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The Stated Income Mortgage Loan is the best option for real estate investors looking for a reduced documentation experience without having to sacrifice for higher rates and short-terms, such as a bridge loan or hard money loan.
Stated Income Mortgage | Centex Capital Corp. NY – Stated income mortgage loans were popular before the bubble burst and many unscrupulous lenders doctored the numbers to get loans that were nearly impossible for the borrower to repay.